Dear Valued Partner,

As the first half of 2026 is now behind us, it is a good moment to reflect on what has shaped the past few months.

From AI maturity to the future of debt collection, one observation came through consistently. The real opportunity lies not in technology alone, but in improving how decisions are made, adapted and optimised over time. 

This is also the focus of our most recent article, which looks at  how debt collection is evolving into an intelligent decision-making discipline, where trusted data, advanced analytics and AI-powered insights come together to enable better decisions across the customer lifecycle.

The future of debt collection: beyond AI, toward intelligent decisions 

Discover what’s inside: 

• Why the future of debt collection is a decisioning story, not just an AI story

• How collections is evolving from rule execution to intelligent decisioning

• What intelligent collections looks like in practice

• Which AI capabilities are helping decisions become more adaptive, contextual and effective over time 

From data to decisions: 5 levels of AI maturity in credit risk management

Download the free infographic and discover the five levels of AI maturity and why underwriting is a practical starting point for turning AI potential into governed decisioning. 

We would love to hear from you

Explore how your credit management processes can better support consistent, controlled and effective execution across the credit lifecycle.

Events

Over the past quarter, we joined key industry conversations in Jakarta and Dubai, where the focus ranged from digital credit management and AI governance to Early Warning Systems, operational resilience and more proactive risk practices. 

If you would like to explore how your organisation can advance its digital evolution, we would be glad to continue the conversation. 

Where to meet us next

Credit & Collections Summit Asia 2026 in Jakarta, Indonesia

We’re looking forward to the next upcoming event in Jakarta, where we’ll continue the conversation around the topics shaping credit management today. 

Learn more >>>

News

Related insights

From models to decision systems:  building controlled autonomy in AI-driven lending

For decades, credit risk management in banking revolved around one core capability...

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White paper

Intelligent Credit Management: AI as the value catalyst - Volume 1 is part of a two-volume series. The first volume explores how AI addresses long-standing challenges, enables more governed decisioning and delivers measurable business gains, with a practical focus on underwriting as a starting point of AI adoption.

Loxon is a trusted business solutions provider with more than 25 years of experience in credit management. 

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